A water heater that fails or a slab leak that needs fixing rarely waits for a convenient moment. Through our financing partner Wisetack, you can break the cost of your job into manageable monthly payments — and get the work done now instead of putting it off.
Plumbing problems don't schedule themselves around your budget. However, financing through Wisetack lets you say yes to the right repair today and spread the cost into payments that fit your month — without draining savings or reaching for a high-interest credit card.
From application to approved in about the time it takes to read this page.
Tap the link to apply right from your phone. First, you'll answer a few basic questions — no lengthy paperwork, no documents to dig up.
Afterward, if approved, you'll see up to six payment options with clear monthly amounts and terms. Pick the one that fits your budget — checking won't affect your credit score.
We complete your plumbing job and get paid directly, while you pay over time on the plan you selected. Same great Eco-Flow service — just an easier way to pay.
We chose Wisetack because they make financing genuinely simple for homeowners — no tricks, no fine print surprises.
The application takes about a minute to complete — all from your phone.
There are no penalties, fees, or compounding interest. What you see is what you pay.
You choose the monthly payment amount that works best for your budget.
Of course, your actual options depend on the job total, the terms you qualify for, and your selection — but here's an illustration Wisetack uses to show how a single job can split into very different monthly payments.
The right plan is the one that fits your month. For example, a shorter term means fewer payments; a longer term means smaller ones. You'll see your real numbers before you commit to anything.
Enter a job amount below to see estimated payment options. Actual rates and terms depend on your creditworthiness — you'll see your real numbers when you apply.
Eligible jobs run from $500 to $25,000 — which covers most of what we do, from an unexpected emergency to a planned upgrade you've been meaning to tackle.
What Santa Cruz homeowners ask us most about paying over time.
Financing terms. All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0–35.9% APR based on creditworthiness. No other financing charges or participation fees. State interest rate caps may apply. See additional terms at wisetack.com/faqs.
Check your financing options in about a minute — it won't affect your credit score.
